📈 资本利得税估算（通用统一税率）Capital Gains Tax Estimator (generic flat rate)

使用说明与常见问题How-to & FAQ

「资本利得税估算（通用统一税率）」是什么？What is the Capital Gains Tax Estimator (generic flat rate) tool?

通用统一税率估算：利得 × 你填写的税率。不含任何国家/地区的税级、持有期或免税额规则；亏损时显示资本损失、税额为 0。本地处理。Generic flat-rate estimator: gain × the rate you enter. It contains no country or state brackets, holding-period or allowance rules; a loss is shown as a capital loss with no tax. Processed locally.

如何使用「资本利得税估算（通用统一税率）」？How do I use the Capital Gains Tax Estimator (generic flat rate) tool?

在「资本利得税估算（通用统一税率）」中，填写「利得（卖出价 − 成本，可为负）」、「税率 %（示例值，请改成适用税率）」等参数，结果会随输入实时计算并显示在下方。In the Capital Gains Tax Estimator (generic flat rate): Fill in "Gain (sale price − cost basis; may be negative)", "Tax rate % (example value — enter your rate)"; results are recalculated instantly as you type.

这是哪个国家的税率？Which country's rules does this use?

都不是。这是通用的统一税率估算器：默认 15% 只是示例值。真实税额通常取决于税级、持有期限（短期/长期）、免税额和所在地区，请填入适用于你的税率，或使用当地官方工具。None. This is a generic flat-rate estimator and the default 15% is just an example. Real tax usually depends on brackets, holding period (short vs long term), allowances and where you live — enter the rate that applies to you or use your tax authority's tools.

亏损怎么处理？What happens with a loss?

利得为负时显示资本损失金额，估算税额为 0，不会出现负税额。A negative gain is shown as a capital loss with an estimated tax of 0 — never a negative tax.

能举个计算实例吗？Can you show a worked example?

例如在「资本利得税估算（通用统一税率）」中填 利得（卖出价 − 成本，可为负） = 10000，税率 %（示例值，请改成适用税率） = 15，结果区显示：应税利得：10,000.00；估算税额：1,500.00；税后利得：8,500.00；说明：统一税率 15%（示例值，不是任何地区的税法规定）For example, entering Gain (sale price − cost basis; may be negative) = 10000, Tax rate % (example value — enter your rate) = 15 in the Capital Gains Tax Estimator (generic flat rate) gives: Taxable gain: 10,000.00; Estimated tax: 1,500.00; Gain after tax: 8,500.00; Note: Flat 15% (example rate, not a jurisdiction's rule)

哪些输入会被检查？Which inputs are validated?

「资本利得税估算（通用统一税率）」会检查这些输入——「利得（卖出价 − 成本，可为负）」：可留空；「税率 %（示例值，请改成适用税率）」：必须填写；绝对值超过 10¹⁵ 的数也会被拒绝。不符合时结果区显示具体提示，不会给出数字。The Capital Gains Tax Estimator (generic flat rate) checks its inputs — "Gain (sale price − cost basis; may be negative)": optional; "Tax rate % (example value — enter your rate)": required; numbers above 10¹⁵ in absolute value are rejected too. When a value fails, the result area names the problem instead of showing a number.

有哪些选项可以调整？What options can I adjust?

「资本利得税估算（通用统一税率）」的设置：「利得（卖出价 − 成本，可为负）」默认 10000；「税率 %（示例值，请改成适用税率）」默认 15。每次生成结果都按当前设置处理。Settings in the Capital Gains Tax Estimator (generic flat rate) — "Gain (sale price − cost basis; may be negative)" default 10000; "Tax rate % (example value — enter your rate)" default 15. The result always uses the current settings.

计算结果可以作为最终依据吗？Can I rely on the result?

「资本利得税估算（通用统一税率）」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The Capital Gains Tax Estimator (generic flat rate) uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.

「资本利得税估算（通用统一税率）」免费吗？需要注册吗？Is the Capital Gains Tax Estimator (generic flat rate) free? Do I need an account?

「资本利得税估算（通用统一税率）」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The Capital Gains Tax Estimator (generic flat rate) is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.