🇬🇧 英国国民保险示意（雇员主税率、周/年估）UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo)
按你填写的周薪、周起征点和雇员主税率，估算一周应计 NI 和 ×52 年化额。这是本地示意，不是 HMRC 正式计算，也不含雇主 NI、特殊档或减免。本地处理。Estimate weekly employee NI and a ×52 annual figure from weekly pay, the weekly threshold and the main employee rate you enter. Local demo only - not an HMRC calculation, and it omits employer NI, special bands and reliefs. Processed locally.
使用说明与常见问题How-to & FAQ
「英国国民保险示意（雇员主税率、周/年估）」是什么？What is the UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) tool?
按你填写的周薪、周起征点和雇员主税率，估算一周应计 NI 和 ×52 年化额。这是本地示意，不是 HMRC 正式计算，也不含雇主 NI、特殊档或减免。本地处理。Estimate weekly employee NI and a ×52 annual figure from weekly pay, the weekly threshold and the main employee rate you enter. Local demo only - not an HMRC calculation, and it omits employer NI, special bands and reliefs. Processed locally.
如何使用「英国国民保险示意（雇员主税率、周/年估）」？How do I use the UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) tool?
在「英国国民保险示意（雇员主税率、周/年估）」中，填写「周薪 £」、「周起征点 £」、「主税率 %」等参数，结果会随输入实时计算并显示在下方。In the UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo): Fill in "Weekly pay £", "Weekly threshold £", "Main rate %"; results are recalculated instantly as you type.
这是正式的 NI 计算吗？Is this an official NI calculation?
不是。本页只用你填的单一主税率 ×（周薪 − 起征点），忽略其他档、减免和雇主 NI，仅供粗估。No. It only multiplies one main rate by (weekly pay − threshold), and ignores other bands, reliefs and employer NI.
雇主 NI 呢？What about employer NI?
本页只估算雇员一侧。雇主 NI 用另一套费率与门槛。This page estimates the employee side only. Employer NI uses different rates and thresholds.
能举个计算实例吗？Can you show a worked example?
例如在「英国国民保险示意（雇员主税率、周/年估）」中填 周薪 £ = 600，周起征点 £ = 242，主税率 % = 8，结果区显示：应计 NI 周额示意：28.64；年化示意 ×52：1,489.28；⚠ 税率与档位会变，请查 gov.ukFor example, entering Weekly pay £ = 600, Weekly threshold £ = 242, Main rate % = 8 in the UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) gives: Weekly NI demo: 28.64; Annual demo ×52: 1,489.28; ⚠ Rates/bands change — check gov.uk
哪些输入会被检查？Which inputs are validated?
「英国国民保险示意（雇员主税率、周/年估）」会检查这些输入——「周薪 £」：必须填写，须不小于 0且不大于 1,000,000,000,000,000；「周起征点 £」：必须填写，须不小于 0且不大于 1,000,000,000,000,000；「主税率 %」：必须填写，须不小于 0且不大于 20；绝对值超过 10¹⁵ 的数也会被拒绝。不符合时结果区显示具体提示，不会给出数字。The UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) checks its inputs — "Weekly pay £": required, must be at least 0 and at most 1,000,000,000,000,000; "Weekly threshold £": required, must be at least 0 and at most 1,000,000,000,000,000; "Main rate %": required, must be at least 0 and at most 20; numbers above 10¹⁵ in absolute value are rejected too. When a value fails, the result area names the problem instead of showing a number.
有哪些选项可以调整？What options can I adjust?
「英国国民保险示意（雇员主税率、周/年估）」的设置：「周薪 £」默认 600；「周起征点 £」默认 242；「主税率 %」默认 8。每次生成结果都按当前设置处理。Settings in the UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) — "Weekly pay £" default 600; "Weekly threshold £" default 242; "Main rate %" default 8. The result always uses the current settings.
计算结果可以作为最终依据吗？Can I rely on the result?
「英国国民保险示意（雇员主税率、周/年估）」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「英国国民保险示意（雇员主税率、周/年估）」免费吗？需要注册吗？Is the UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) free? Do I need an account?
「英国国民保险示意（雇员主税率、周/年估）」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The UK National Insurance Estimator (Employee Main Rate, Weekly/Annual Demo) is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.