👴 退休年龄计算器（中国 2025 新规）Retirement Age Calculator (China, 2025 rules)
按 2025 年 1 月 1 日起施行的渐进式延迟法定退休年龄办法，由出生年月和人员类别算出法定退休年龄、退休时间和弹性提前 / 延迟的范围。本地处理。Works out the statutory retirement age, retirement month and the flexible early/late range from birth month and category, under China's gradual retirement-age reform in force from 1 January 2025. Processed locally.
使用说明与常见问题How-to & FAQ
「退休年龄计算器（中国 2025 新规）」是什么？What is the Retirement Age Calculator (China, 2025 rules) tool?
按 2025 年 1 月 1 日起施行的渐进式延迟法定退休年龄办法，由出生年月和人员类别算出法定退休年龄、退休时间和弹性提前 / 延迟的范围。本地处理。Works out the statutory retirement age, retirement month and the flexible early/late range from birth month and category, under China's gradual retirement-age reform in force from 1 January 2025. Processed locally.
如何使用「退休年龄计算器（中国 2025 新规）」？How do I use the Retirement Age Calculator (China, 2025 rules) tool?
在「退休年龄计算器（中国 2025 新规）」中，填写「人员类别」、「出生年份」、「出生月份」等参数，结果会随输入实时计算并显示在下方。In the Retirement Age Calculator (China, 2025 rules): Fill in "Category", "Birth year", "Birth month"; results are recalculated instantly as you type.
规则是什么？What are the rules?
依据《全国人民代表大会常务委员会关于实施渐进式延迟法定退休年龄的决定》（2025 年 1 月 1 日起施行）：男职工从 60 岁逐步延迟到 63 岁，女职工从 50 岁、55 岁分别逐步延迟到 55 岁、58 岁。原退休年龄 60 岁和 55 岁的，每 4 个月延迟 1 个月；原 50 岁的，每 2 个月延迟 1 个月。原退休时间在 2025 年 1 月及以后的才受影响。Under the NPC Standing Committee decision on the gradual delay of the statutory retirement age (in force from 1 January 2025), men move from 60 to 63, and women from 50 to 55 and from 55 to 58. For the old ages of 60 and 55 the age rises by 1 month every 4 months; for 50 it rises by 1 month every 2 months. Only people whose original retirement date falls in January 2025 or later are affected.
能举例吗？Examples?
1965 年 1 月出生的男职工：60 岁 1 个月，2025 年 2 月退休；1976 年 9 月及以后出生的男职工：63 岁。原 55 岁的女职工 1981 年 9 月及以后出生为 58 岁；原 50 岁的女职工 1984 年 11 月及以后出生为 55 岁。A man born in January 1965 retires at 60 years 1 month, in February 2025; men born in September 1976 or later retire at 63. Women whose old age was 55 reach 58 if born in September 1981 or later; women whose old age was 50 reach 55 if born in November 1984 or later.
弹性退休？Flexible retirement?
满足最低缴费年限的，可以自愿弹性提前退休，最多提前 3 年且不得低于原法定退休年龄；经单位与职工协商一致，也可以弹性延迟，最长 3 年。最低缴费年限从 2030 年起由 15 年逐步提高到 20 年，本页不计算缴费年限。具体以当地社保部门为准。If the minimum contribution period is met, you may choose to retire up to 3 years early, but not below the old statutory age; by agreement with the employer you may also defer by up to 3 years. The minimum contribution period rises gradually from 15 to 20 years from 2030; this page does not check contributions. Your local social-insurance office has the final word.
计算结果可以作为最终依据吗？Can I rely on the result?
「退休年龄计算器（中国 2025 新规）」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The Retirement Age Calculator (China, 2025 rules) uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「退休年龄计算器（中国 2025 新规）」免费吗？需要注册吗？Is the Retirement Age Calculator (China, 2025 rules) free? Do I need an account?
「退休年龄计算器（中国 2025 新规）」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The Retirement Age Calculator (China, 2025 rules) is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.