📅 贷款按日计息计算器China Loan Daily Interest Calculator
按日利率或年利率折算，计算占用天数产生的利息（适合过桥、临时周转估算）。Interest for days outstanding from a daily or annual rate (bridge / short-term estimates).
使用说明与常见问题How-to & FAQ
「贷款按日计息计算器」是什么？What is the China Loan Daily Interest Calculator tool?
按日利率或年利率折算，计算占用天数产生的利息（适合过桥、临时周转估算）。Interest for days outstanding from a daily or annual rate (bridge / short-term estimates).
如何使用「贷款按日计息计算器」？How do I use the China Loan Daily Interest Calculator tool?
在「贷款按日计息计算器」中，填写「本金（元）」、「利率输入」、「利率」、「占用天数」等参数，结果会随输入实时计算并显示在下方。In the China Loan Daily Interest Calculator: Fill in "Principal (CNY)", "Rate input", "Rate", "Days"; results are recalculated instantly as you type.
和月供有什么关系？How does this relate to monthly payments?
这是「占用多少天算多少利息」的简化算法，不等于等额本息月供。正式还款以合同为准。This is simple day-count interest, not an amortizing payment. Follow your loan contract.
计算结果可以作为最终依据吗？Can I rely on the result?
「贷款按日计息计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The China Loan Daily Interest Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「贷款按日计息计算器」免费吗？需要注册吗？Is the China Loan Daily Interest Calculator free? Do I need an account?
「贷款按日计息计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The China Loan Daily Interest Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.